4.0 Inspections

A four-point Inspection is often required when obtaining a new homeowners insurance policy or renewing an existing policy. This 4-point insurance inspection includes a limited scope evaluation of the following four systems:

1. roofing
2. electrical
3. heating-air conditioning
4. plumbing

The focus of the inspection is to determine the approximate age, components, and general condition of these systems. Note: this type of insurance inspection should not be confused with a “standard home inspection” which is more comprehensive in regards to both detail and scope.

The Insurance company will typically require that the inspections be performed by suitably licensed and qualified persons. All of our 4-point inspections are performed by a Florida State licensed Certified General Contractors, Electricians, NACHI and ASHI Certified Inspectors, therefore we are able to provide the various insurance required inspections.

Of course, there are many insurance companies and inspection requirements can vary and change at any time. You should consult with your insurance provider concerning any specific requirements.

Note: sometimes all that is required by the insurance company is the evaluation of a specific system of the house, such as the roof, electrical system, or a limited combination of systems. Partial inspection services are available.